.mt-100 { margin-top:100px; }

/* Advisory grid */
.ad-list {
    width: 100%;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-top: 20px;
}

.ad-item {
    background: #fff;
    border-radius: 12px;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}
.ad-item:hover { transform: translateY(-4px); box-shadow: 0 10px 20px rgba(0,0,0,0.08); }

.ad-item-image { width: 100%; height: 180px; background:#f7f7f7; overflow:hidden;border-radius: 12px;}
.ad-item-image img { width: 100%; height: 100%; object-fit: cover; display:block; border-radius: 12px;}

.ad-item-content { padding: 16px; }
.ad-item-title { font-size: 20px; font-weight: 800; color:#574d3f; margin-bottom: 8px; }
.ad-item-description { font-size: 14px; line-height: 1.6; color:#574d3f; }

/* Responsive */
@media (max-width: 1200px) { .ad-list { grid-template-columns: repeat(3, 1fr); } }
@media (max-width: 900px)  { .ad-list { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 540px)  { .ad-list { grid-template-columns: 1fr; } }

.mt-100 {
    margin-top:100px;
}